Daniel Moussatche, Chief Technology Officer, Klimber
Daniel Moussatche, Chief Technology Officer at Klimber, is transforming insurtech for the digital age. His fascination with technology began early, driven by an Atari that turned curiosity into a lifelong pursuit. By 1991, a certification in COBOL had already set the stage for a career built on rigor and curiosity. Moussatche went on to study systems engineering at university, combining technical discipline with an imaginative drive that continues to shape his leadership.
Today, he leads with a “security-first” vision, building scalable architectures and AI-powered personalization that elevate technology into a platform on which trust, innovation, and long-term change can thrive.
From Intel to Startups
Moussatche’s professional journey began in 2000 at Intel Corporation, where he started as a QA engineer before moving into development. His work took him from Argentina to Asia and the United States, giving him a front-row view of how technology scales and how diverse teams operate across cultures. He later returned to Argentina to help establish Intel’s first development office in Córdoba, before continuing his career with several technology firms in Buenos Aires.
By 2011, he shifted toward the startup world, launching ventures like iPro and Overcube. The lessons from that period were less about code and more about persistence, a skill that would serve him well when he met Julian, now CEO of Klimber. Together, they saw a gap in Latin America’s insurance market where products were rigid, inaccessible, and out of reach for many who needed them.
Moussatche joined Klimber in 2017 as Chief Information Security Officer (CISO), embedding a “security first” mindset into the company’s architecture and operations, including PCI and SOC 2 compliance. Within a year, transitioned to a CTO’s role, steering the technology strategy and shaping Klimber’s evolution from a consumer-facing startup into a trusted platform partner for firms.
He built a security-first, service-oriented platform with flexible APIs and complete policy lifecycle management, bridging digital sponsors and traditional insurers. His leadership expanded the tech team from five to seventy, cultivating a culture of mentorship, accountability, and innovation while staying close to the code himself.
“Security must come first, but innovation cannot wait. By staying close to the code and close to people, we build scalable, adaptive systems that earn trust, accelerate change, and make insurance more personal for every individual,” says Moussatche.
He still reviews code, challenges features, and mentors engineers because when leaders lose contact with the technology, something essential is lost.
Security must come first, but innovation cannot wait. By staying close to the code and close to people, we build scalable, adaptive systems that earn trust, accelerate change, and make insurance more personal for every individual. 
He promotes organic leadership, identifying team members who naturally emerge as focal points through ownership, clarity, and consistent delivery. Experiments are encouraged but disciplined, featuring a playground for proofs of concept, a wiki “fish tank” for ideas, and embedded security and QA from day zero. Automation testing ensures that features meet standards before reaching production.
This keeps teams engaged, accountable, and inventive. It also aligns with Klimber’s broader mission of making digital insurance simple, reliable, and accessible, while ESG partnerships extend coverage to communities historically left out.
Balancing Security, Scalability, and Personalization
Klimber operates at the intersection of security, scalability, and personalization. Insurance is one of the most regulated industries, and Moussatche has learned how to balance compliance with speed, advancing with sponsor requirements while ensuring insurers can integrate through legacy methods.
Artificial intelligence blends forward-looking optimism with a clear-eyed sense of practicality. To him, AI isn’t about a replacement for human judgment but a tool for creating personalized, adaptive products. He imagines coverage that can activate, pause, or evolve as individuals move through different stages, making insurance more personal and adaptive. This balance of technical insight and human understanding ensures leadership grounded in logic and empathy.
He advises aspiring leaders to stay close to the code and invest in people. People are the strongest lever and the weakest link, which is why they must be challenged, supported, and held to a higher standard so that security and reliability are built into every commit.
Under his philosophy, Klimber has become more than a platform, bridging traditional insurance operations with digital transformation. The result is an organization that treats technology as craft, people as core infrastructure, and insurance as a promise of continuity in an unpredictable world.