What do you get when you combine home renovation specialists with a lender that can provide funds in short order? The new partnership between HouseAmp and Renovation Sells.
The technology companies will tether their respective services with the goal of streamlining the process of getting a home ready for sale. The Renovation Sells platform focuses on design and construction, while the loans come from HouseAmp.
HouseAmp can secure financing of up to $400,000, and the company boasts that it can keep home sellers out of the process of securing a home equity line of credit. For its part, Renovation Sells provides a cost estimate within 48 hours of touring a seller’s home, then provides design services and local contractors to complete the work.
“This partnership is a seamless solution that empowers agents to list more move-in ready homes,” HouseAmp CEO Rick Hennessey said in a statement. “Move-in ready homes have proven to increase sale prices — and we help do that without the usual financial strain or renovation stress. We love that the franchise owners of Renovation Sells live and work in the communities that they serve, bringing an added level of trust and accountability to the renovation process.”
HouseAmp doesn’t require home sellers to pay anything upfront; they pay the cost of the loan at the time of the sale. Renovation Sells claims it can complete renovations in “mere weeks,” and it said the quality of its renovation services will help sellers secure the highest possible price.
“HouseAmp’s innovative approach to financing aligns perfectly with our mission of empowering homeowners everywhere to unlock the full potential of their homes,” said Michael Valente, CEO of Renovation Sells. “With HouseAmp providing immediate capital, our teams can jumpstart projects and prepare homes for sale quickly. This combination of fast funding and on-the-ground accountability means homeowners don’t have to choose between quality and efficiency — they get both.”
This post challenges the conventional framework for simulating meltwater flows on glaciers and ice sheets.
Increased melting rates due to potential increases in temperature would add liquid water directly into the oceans. An additional aspect is that the meltwater, on reaching the base of glaciers, might lead to increased sliding of the glaciers and the consequent calving at the terminus.
The World Resources Institute (WRI) has summarized the IPCC AR6 results regarding melting of Greenland and Antarctica ice:
Should warming reach between 2 degrees C (3.6 degrees F) and 3 degrees C (5.4 degrees F), for example, the West Antarctic and Greenland ice sheets could melt almost completely and irreversibly over many thousands of years, causing sea levels to rise by several meters.
Temperature Increase
1.5 C (2.7 F)
2.0 C (3.6 F)
3.0 C (5.4 F)
Global mean sea level rise by 2100
0.28 – 0.55 m(0.92 – 1.80 ft)
0.33 – 0.61 m(1.08 – 2.00 ft)
0.44 – 0.76 m(1.44 – 2.40 ft)
Meltwater flows on the surface of and with glaciers and other ice sheets are important relative to the addition of liquid water into Earth’s oceans, and to bulk motions of the glaciers and ice sheets. Glacial meltwater might flow along the surface like a stream or river, accumulate in surface lakes, flow downward into open crevasses or moulins, accumulate as lakes interior to the ice mass, flow as a sheet of liquid between the ice bottom and bedrock, or flow enclosed in channels partially or completely embedded within the ice mass.
Flows that reach the boundary of the ice sheet deplete the ice mass balance and can contribute to sea level rise if the flow reaches the sea. Meltwater remaining on the surface of the glacier or ice sheet can refreeze and have no impact on the glacier mass balance. Flows reaching the base of the glaciers by way of crevasse and moulins are considered to provide potential lubrication and flotation that enhances bulk ice motions.
How solid is the foundation for simulating glacial meltwater flows that are included in projections of ice sheet melting?
Glacial meltwater flows have been modeled for more than four decades using thermal-hydraulic modeling. The widely used Springer-Hutton formulation is based on principles of continuum mechanics, and detailed mathematical reduction to the standard 1-dimensional channel- average form for engineering applications. A steady-state energy balance equation is applied to flow of liquid water in ice channels embedded in large ice masses. The Spring-Hutter system considers the case of evolution in time and space of the flow area of the channel. Changes in flow area are caused by ice melting and dynamics of the ice in which channels are located. There have been numerous studies providing clarifications, modifications and applications of Spring-Sutter framework.
New paper
I have conducted a detailed analysis of the Spring-Sutter equations and their solutions in this paper [EDHmelt]
The paper clarifies and improves calculations of the role of viscous dissipation of kinetic energy into thermal energy as this physical process appears in models of meltwater flows embedded in and at the boundaries of glaciers and ice sheets.
Meltwater flows on the surface of and within glaciers and other ice sheets are important relative to the addition of liquid water into Earth’s oceans, and to bulk motions of the glaciers and ice sheets. Glacial meltwater might flow along the surface like a stream or river, accumulate in surface lakes, flow downward into open crevasses or moulins, accumulate as lakes interior to the ice mass, flow as a sheet of liquid between the ice bottom and bedrock, or flow enclosed in channels partially or completely embedded within the ice mass.
Flows that reach the boundary of the ice sheet deplete the ice mass balance and can contribute to sea level rise if the flow reaches the sea. Meltwater remaining on the surface of the glacier or ice sheet can refreeze and have no impact on the glacier mass balance. Flows reaching the base of the glaciers by way of crevasse and moulins are considered to provide potential lubrication and flotation that enhances bulk ice motions.
A dimensionless form for steady-state energy balance for the liquid, accounting for effects of meltwater on the bulk liquid, is developed and solved. Analytical solutions of the temperature distribution along the channel are developed. The solutions explicitly illustrate effects of viscous dissipation of kinetic energy into heat, and the consequence effects on melting ice at the liquid-ice interface.
The paper shows that:
Letting viscous dissipation of kinetic energy go directly into melting is not correct
The energy equations are not complete because they do not account for meltwater entering the bulk liquid
The Spring-Hutter accounting for meltwater entering the bulk liquid is not correct.
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This chia pudding recipe is easy to make, customizable, and perfect for meal prep. Creamy, nutty chia seeds mix with milk and toppings for a healthy, satisfying breakfast or snack. Kids and adults love this!
↓ Jump to Recipe
This chia pudding recipe is a healthy and delicious breakfast or snack option! It is made with chia seeds, milk, and your favorite toppings. Chia seeds are a good source of fiber, protein, and omega-3 fatty acids. They also help to keep you feeling full and satisfied.
Make this chia pudding and let it sit overnight. You will wake up to a healthy breakfast ready to go!
Add your favorite toppings like peanut butter, fresh fruit, a drizzle of honey, or nuts for a fully customized option!
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Why You’ll Love This Recipe
This chia pudding recipe is packed with omega-3 fatty acids, fiber, and protein.
It contains protein to keep you full for hours.
The flavors and topping options are endless!
It can be prepared in advance and lasts for days.
This easy recipe is customizable.
This pudding is naturally sweetened with ripe bananas instead of sugar.
In addition, it contains no white sugar or added sugar.
This recipe is naturally gluten-free and can be easily made dairy-free and vegan as well.
Check out our Green Smoothie for another healthy breakfast idea!
Ingredients & Substitutes
These are the ingredients and substitutes for this chia pudding recipe. Scroll down to the recipe card below for the entire recipe.
First, use chia seeds.
For the milk, use either regular milk or dairy-free milk. For a vegan and nut-free option, we love canned coconut milk. It is super creamy and filling!
A little vanilla extract adds a delicious vanilla flavor.
Cinnamon adds a warm flavor. Feel free to adjust the amount to your liking.
Use a ripe banana to naturally add sweetness. Other natural sweeteners include honey, maple syrup, and coconut sugar.
Lastly, top with your choice of desired toppings. We love nuts, peanut butter, honey, granola, and fresh fruit.
Taste & Texture
This chia pudding recipe has a smooth and creamy texture with a slight crunch from the chia seeds. The chia seeds gel up and mimic the texture of tapioca pudding.
The taste is as versatile as the add-ins you choose – go from simple vanilla to fruit or peanut butter!
How to Make
Step 1
First, in a medium-sized bowl or jar, mix the chia seeds, milk, vanilla extract, and cinnamon (if using). Stir well to combine.
Step 2
Mash the ripe banana until smooth, then stir it into the chia mixture.
Step 3
Cover the bowl or jar and refrigerate for at least 2 hours, or overnight. Stir the mixture after 30 minutes to make sure the chia seeds don’t clump at the bottom.
Step 4
Once the chia pudding has thickened, stir and serve. Top with fresh fruit, nuts, or seeds if desired.
Expert Tips for Success
Follow these tips and tricks to make the best chia pudding recipe.
Use a blender to make your chia pudding for a smoother texture.
Let your chia pudding sit in the refrigerator for at least 2 hours before serving to allow the chia seeds to absorb the liquid. It will become more thick and creamy.
Add a sweetener such as honey or maple syrup to your chia pudding if you prefer it to be sweeter. We also love using ripe banana.
Flavor Variations & Add-Ins
There are many different ways to flavor chia pudding. Some popular flavor combinations include:
Chocolate chia pudding with peanut butter
Vanilla chia pudding with berries
Matcha chia pudding with mango
Coffee chia pudding with banana
You can also add other toppings to your chia pudding recipe, such as granola, nuts, seeds, or fruit.
How to Serve & Store
Chia pudding can be served in a variety of ways. It is a popular breakfast option, but it can also be enjoyed as a snack or dessert.
To store chia pudding, place it in an airtight container in the refrigerator. It will keep for up to 3 days.
Frequently Asked Questions (FAQs)
Can I use plant-based milk?
Absolutely! Almond, soy, and coconut milk all work well.
Is chia pudding healthy?
Yes, chia pudding is a healthy option packed with nutrients.
How can I sweeten chia pudding?
Maple syrup, honey, or a touch of coconut sugar can sweeten your pudding naturally. Adjust according to taste. We also love adding in a ripe banana.
Which is better: overnight oats or chia pudding?
These are both great options!
Equipment Needed
Mini Jars: These mini jars are great for storing this chia pudding recipe in your fridge.
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If you enjoyed this healthy chia pudding recipe, please leave a rating and comment! For more inspiration, check out my Facebook, Instagram, and Pinterest. For 5 free weekly meal plans and more free resources, sign up to receive my free newsletter! In addition, check out these Breakfast Recipes.
Carnival Cruise Line is raising money for hurricane relief in a unique way after their president, Christine Duffy, accepted a challenge to tandem skydive on October 19, 2024.
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The jump will be part of a celebration with the first-ever Special Forces Legacy Initiatives (SFLI) cruise. The cruise will depart will place on Carnival Paradise and depart on October 19.
The cruise is a full ship charter by Special Forces Legacy Initiatives. Alumni, their families, Gold Star families and friends will enjoy a five-day cruise to The Bahamas and strengthen the bonds within their community.
This Special Forces cruise will bring together Green Berets that have served from the Korean War to present times together to enjoy a reunion at sea.
Carnival is hoping to raise at least $50,000 to benefit hurricane relief through the Gary Sinise Foundation.
The foundation’s hurricane relief efforts are supporting first responders and military on the ground, working tirelessly around the clock to bring relief to communities devastated by Hurricane Helene.
Gary Sinise and the Lt. Dan Band, which has performed more than 40 concerts around the globe to uplift communities, will perform on embarkation day.
The jump will take place on “Tico Belle,” a World War II veteran C-47 aircraft flown during the Normandy D-Day invasion on June 6, 1944.
Christine Duffy, president of Carnival Cruise Line, gave the following statement:
“I’ve never jumped from an airplane before, so I think this effort is worth at least $50,000 for the Gary Sinise Foundation and their efforts to support military and first responders assisting with hurricane relief.
“Saying that Carnival is America’s Cruise Line and the favorite cruise line for active-duty military and military veterans is one thing, showing it is another story, and I’m always ready to jump at the chance to prove it!”
Long-time readers of this blog may have noticed that new posts have been very sporadic over the last couple of years. A series of issues kept arising, including the pandemic and various personal matters that resulted in there always being a bunch of matters that needed to be addressed ASAP and always had to take priority to writing blog articles. That’s ok, writing a blog is something that can go in fits and starts… however, the same issues have affected staying up to date with my quake preparations and making sure emergency supplies like food and medicines aren’t expiring. And that’s the reason for me mentioning all this: it underscores that there will always be reasons to put off taking quake precautions or keeping them up to date, and there will sometimes be reasons that make such postponements unavoidable, until the point is reached that the risk to the future of putting them off starts to outweigh the risk at the present of not doing them now. Where that line is, is a matter for personal choice and priorities, of course.
I’m distressingly late in checking my food supplies to replace any that are no longer good, and as I reported the last time I replaced my expired supplies, this is a real issue! Some stored foods really do go bad, there was the amazing exploding vitamin pill incident, and even the plugs for emergency power of mobile devices become defunct! The problem is that earthquakes can hit at inconvenient times. And lest you figure you typically keep enough food around and usually are not near the end of your prescription refill cycle, remember that quakes can occur when you are low on food and medicine. In fact, Murphy’s Law would seem to dictate that this is exactly when the next large quake will occur! After all, how many times have you gotten a bad cold right when it was time to buy more Kleenex?
“Fortune favors the prepared mind” (yes, yes, I know, there are different translations), to which Murphy laughs and says, “I eat procrastination for breakfast.”
So one purpose of writing this article, along with needing to finally break the silence and get these articles flowing again, is to goad myself into pulling out the emergency supplies and doing the expiration check that I have not done since early 2019 (too long!) even though I have a bunch of other things I need to do. Hopefully, some of you will also realize you have been saying about basic earthquake precautions that “it’s on my to-do list” for the past 10 years.
The other purpose: one of the matters that kept me from blog writing was the passing away of my mother Joyce about half a year ago, after the better part of a year of many health problems. It’s ironic because she was the main inspiration for a lot of my insights about quake safety, the talks I give (which have recently also been sporadic), and the blog articles that I write. She went through the 1971 Sylmar quake in the San Fernando Valley, along with me and our family. Then she lost her apartment in the 1994 Northridge quake, and went through the whole ordeal that those who have seen my talk know about, including being stuck in her apartment until being freed, and losing just about everything. She moved to nice safe Simi Valley, where earthquakes don’t seem to cause as much of a problem, and ironically ended up having to evacuate a few times due to wildfires; then ended up in an assisted living facility in her final year where she had to deal with COVID outbreaks. (There’s no perfect solution to avoiding earthquakes.) It was seeing all the stuff she had stuck down to surfaces in her Simi Valley apartment that initially made me think she was over-reacting, but then got me seriously thinking about the issue and realizing how sensible it was.
During her health issues last year, at one point when she was a bit out of it due to the health problem du jour, she asked me out of the blue without context “is this the end of the blog?” I thought she might have been a little disoriented since we had been talking about something else, but then realized that even in her state, she must have noticed the absence of Quaketips update e-mails. I assured her that it was not the end of the blog, and indeed, it isn’t.
Next time, I’ll be reporting on my field trip to the earthquake supplies section of a major department store in Tokyo.
Treyarch has revealed the story for Black Ops 6 so far, which should entice multiplayer fans to try the campaign. But it’s the Black Ops 6 campaign rewards that truly sweeten the deal.
Black Ops 6 is set in the early 1990s, post-Cold War era. The story follows Frank Woods, now a veteran pulled from the field, and his new team. They navigate a complex web of espionage, facing internal and external threats.
While the story sounds tempting, fans often gravitate towards multiplayer upon release. However, Treyarch is offering plenty of free rewards that may rope in skin enthusiasts.
The Black Ops 6 campaign launches on October 25, along with multiplayer and Zombies. By playing the single-player story, fans can earn coveted rewards, including blueprints, an operator skin, a finishing move, and more.
What are all Black Ops 6 campaign rewards?
Here are all 13 rewards in the Black Ops 6 campaign that can be claimed for free by completing single-player story mode:
Intro: “Slip Sauce” spray
Contract: “Forging Fate” weapon vinyl
Union: “Hook, Line, and Sinker” finishing move
Sandbox + Palace: “Onyx Echo” LR 7.62 weapon blueprint
Safehouse (upgrade station): “The Bastion” Moslo500 weapon blueprint
These rewards can be earned by completing missions and milestones and will be added to your inventory as you go. Standout items are certainly the Pocket Aces blueprint for the Jackal PDW submachine gun and “Case Cracker” for the knife, but really, all items are a must-get, considering they’re all free.
Players can also unlock exclusive Calling Cards by completing secret mission objectives, details of which will be revealed soon.
READ MORE: Will Modern Warfare 3 skins transfer to Black Ops 6?
To find out countries that Nigerians can travel visa-free with a US visa: https://youtu.be/TbJe59Xs8mM
To Learn How To Arrange Your Bank Statement For Visa Applications: https://youtu.be/MZufZPt6m34
To Find Out Visa Interview Mistakes To Avoid In Nigeria: https://youtu.be/OMbFo6RQJt8
For Visa-Free Countries For Nigerian Passport Holders: https://youtu.be/HIeCvxOZK00
Here are common US visa interview questions and answers to help you prepare for your US visa interview. This video focuses on the US b1/b2 visa which is the tourist visa.
Before you attend your US visa interview, it is important to arrive early at the US embassy, have with you relevant documents that can help your US visa application, and remain calm throughout your visa interview.