‘It’s not complicated’: Powell outlines Fed’s rate strategy amid Trump criticism

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“The economy has been resilient and part of that is our stance, and we think we’re in a good place on that to respond to significant economic developments… Pretty much, that’s all that matters to us.”

Powell faced further criticism from the Trump administration after the Fed’s decision to hold rates steady, including from Federal Housing Finance Agency (FHFA) director Bill Pulte who called on X for his resignation as chair.

Two-year Treasury yields – which are especially sensitive to the immediate aftermath of news from the Fed – ticked upwards after Powell warned that tariff and inflation risks hadn’t eased.

Markets also reacted negatively to the Fed’s so-called “dot plot,” which illustrates Committee members’ thinking on the economic outlook. While two Fed rate cuts before the end of the year are still possible, decisionmakers now expect one less cut in 2026 and one less in 2027 – meaning rates will likely fall by a total of 100 basis points before the Fed calls it quits.

Fed stance finds mortgage industry support

The Fed’s hawkishness might mean the economy stays tightly wrapped for longer than expected, but it’ll be vindicated in that approach if it keeps inflation in check, according to Melissa Cohn (pictured below), regional vice president at William Raveis Mortgage.