When Canadians think about travel insurance, they often picture romantic destinations abroad, long flights, and international adventures. But what about that quick weekend getaway to the coast, or the family road trip within your own province? Even when you’re close to home, unexpected events can derail your plans—and your budget. That’s where Trip Interruption Insurance comes in.
Whether you’re taking a ferry for a staycation or hopping on a short domestic flight, this coverage can be a financial lifesaver. Let’s break down what it is, why it’s worth it, and what it typically covers.
What’s Trip Interruption Insurance?
To break it down simply, Trip Interruption Insurance helps cover unexpected costs if your trip is disrupted after it’s already begun.
While Trip Cancellation Insurance protects your prepaid expenses if you need to cancel before departure date, Trip Interruption Insurance covers events that happen on your departure date or after you’ve started your trip.
What’s the Value of Buying Trip Interruption Insurance?
Most travellers don’t realize how affordable this type of coverage is. For just a small fraction of your total travel cost, you can protect yourself from hundreds or even thousands of dollars in unexpected expenses.
Trip Interruption Insurance is especially valuable for Canadians who often travel by ferry, car, or regional airlines. Delays, cancellations, and emergencies don’t just happen abroad—they happen here at home too.
Even on a short getaway within your own province, you could face:
- Weather-related transportation delays
- Mechanical issues with ferries or
- Family emergencies that require an early return
- flights
Without insurance, these interruptions can become costly, without any warning. With coverage in place, you can rely on TuGo instead of worrying about your wallet.
Tamara’s Real-Life Claim Experience
Tamara was vacationing on the Sunshine Coast in BC, and a storm cancelled all remaining ferries home. That meant Tamara had to spend an extra night on the coast unexpectedly. Luckily, Tamara purchased Trip Interruption Insurance, and she was reimbursed for her hotel room, dinner, and breakfast—even though she was in her home province.
What’s Covered by TuGo’s Trip Interruption Only Insurance?
From a family member back home being hospitalized, to the passing of a key employee, to a travel advisory, and more, Trip Interruption Only is an economical insurance option to consider for unexpected travel interruptions. Depending on the reason your trip is interrupted, benefits may include:
- Reimbursement of non–refundable, unused prepaid airfare and/or travel costs
- Reimbursement of non–refundable prepaid tours when tour is cancelled by the tour operator
- The cost of a one-way economy airfare back to your original departure point and an airline seat upgrade, if medically necessary
- Transportation costs or a one-way economy airfare to catch up to your next destination
- Reimbursement of the additional single supplement commercial accommodation expense if your travel companion cancels or interrupts their trip
Don’t let the term “travel insurance” fool you into thinking it’s only for international trips. Trip Interruption Insurance is a smart, affordable way to protect yourself no matter where you’re headed—even if it’s vacationing just a few hours away.
Before you head out on your next staycation or cross-country road trip, ask yourself: if something unexpected happened, could I afford the detour?
With Trip Interruption Insurance, you won’t have to find out the hard way.
Safe travels,
Linnea