Credit card welcome offers are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.
Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.
Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let’s take a deeper dive into cards that currently offer welcome offers of at least 100,000 points or miles.
Cards offering welcome bonuses of at least 100,000 points or miles
These are sorted by the total value of the welcome offer, according to TPG’s June 2025 valuations.
| Card | Annual fee | Welcome offer | Welcome offer value |
|---|---|---|---|
| Chase Sapphire Reserve for Business℠ (see rates and fees) | $795 | Earn 200,000 bonus points after spending $30,000 in the first six months of account opening. | $4,100 |
| The Platinum Card® from American Express | $695 (see rates and fees) | Find out your offer and see if you are eligible to earn as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer. | Up to $3,500 |
| The Business Platinum Card® from American Express | $695 (see rates and fees) | Earn 150,000 bonus points after spending $20,000 in the first three months of card membership. | $3,000 |
| Chase Sapphire Reserve® (see rates and fees) | $795 | Earn 100,000 bonus points plus a $500 Chase Travel℠ credit after spending $5,000 in the first three months of account opening.
The Chase Travel credit is valid for a one-time use only. If you apply the credit to a Chase Travel purchase of less than $500, you’ll forfeit the remaining balance. |
Up to $2,550, including the full value of the Chase Travel credit |
| American Express® Business Gold Card | $375 (see rates and fees) | Earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership. | $2,000 |
| American Express® Gold Card | $325 (see rates and fees) | Find out your offer and see if you are eligible to earn as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer. | Up to $2,000 |
| Marriott Bonvoy Boundless® Credit Card (see rates and fees) | $95 | Earn five free night awards (each night valued at up to 50,000 points) after spending $5,000 on purchases in the first three months of account opening. Certain hotels have resort fees. | Up to $1,750 |
| Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees) | $595 | Earn 100,000 bonus miles after spending $10,000 on purchases within the first three months of account opening. | $1,500 |
| IHG One Rewards Premier Credit Card (see rates and fees) | $99 | Earn five free nights valued at up to 60,000 points each (300,000 points total) after spending $5,000 on purchases in the first three months of account opening. | Up to $1,500 |
| Delta SkyMiles® Reserve Business American Express Card | $650 (see rates and fees) | Earn 110,000 bonus miles after spending $12,000 on purchases in the first six months of card membership. Offer ends July 16. | $1,375 |
| United Quest℠ Card (see rates and fees) | $350 | Earn 100,000 bonus miles and 3,000 Premier qualifying points after spending $4,000 on purchases in the first three months of account opening. | $1,350, plus the value of 3,000 PQPs |
| Delta SkyMiles® Reserve American Express Card | $650 (see rates and fees) | Earn 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 16. | $1,250 |
| Delta SkyMiles® Platinum Business American Express Card | $350 (see rates and fees) | Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 16. | $1,250 |
| Marriott Bonvoy Brilliant® American Express® Card | $650 (see rates and fees) | Earn 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership. | Up to $1,050 |
| Marriott Bonvoy Business® American Express® Card | $125 (see rates and fees) | Earn three free night awards (each valued at up to 50,000 points) after spending $6,000 on eligible purchases in the first six months of card membership. Certain hotels have resort fees. | Up to $1,050
|
| Marriott Bonvoy Bevy® American Express® Card | $250 (see rates and fees) | Earn 85,000 bonus points after spending $5,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership. | Up to $945 |
| Marriott Bonvoy Bold® Credit Card (see rates and fees) | $0 | Earn 60,000 bonus points and one free night award valued at up to 50,000 points after spending $2,000 within the first three months of account opening. Certain hotels have resort fees. | Up to $770 |
| Hilton Honors American Express Aspire Card | $550 | Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends August 13. | $875 |
| IHG One Rewards Premier Business Credit Card (see rates and fees) | $99 | Earn 140,000 bonus points after spending $4,000 on purchases in the first three months of account opening. | $700 |
| Hilton Honors American Express Surpass® Card | $0 introductory annual fee, then $150 (see rates and fees) | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. Offer ends August 13. | $650 |
| The Hilton Honors American Express Business Card | $195 (see rates and fees) | Earn 150,000 bonus points after spending $8,000 on purchases in the first six months of card membership and an extra 25,000 bonus points after spending an additional $2,000 in purchases on the card in the first six months of card membership. Offer ends August 13. | Up to $875 |
| IHG One Rewards Traveler Credit Card (see rates and fees) | $0 | Earn 120,000 bonus points after spending $2,000 on purchases in the first three months of account opening. | $600 |
| Hilton Honors American Express Card | $0 (see rates and fees) | Earn 100,000 bonus points and a $100 statement credit after spending $2,000 on purchases in the first six months of card membership. Offer ends August 13. | $600, including the statement credit |
The information for the Hilton Honors Aspire has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Reserve for Business
Applicants for the new Chase Sapphire Reserve for Business can earn 200,000 bonus points after spending $30,000 in the first six months of account opening.
This bounty of valuable Chase Ultimate Rewards points is worth $4,100, according to TPG’s June 2025 valuations.
The Sapphire Reserve for Business is an excellent option for travel-minded business owners who are willing to maximize the card’s multiple statement credits. These include an annual $500 credit for The Edit by Chase Travel (given as two $250 biannual credits, to use toward pre-paid bookings of two nights or more), up to $400 with ZipRecruiter (split as two $200 biannual credits), a flexible $300 travel credit and up to $200 in Google Workspace credits.
To learn more, check out our full review of the Chase Sapphire Reserve for Business.
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Apply here: Chase Sapphire Reserve for Business
The Platinum Card from American Express
If you’re looking to apply for the Amex Platinum, you can find out your offer and see if you are eligible to earn as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Per TPG’s June 2025 valuations, you could be eligible for as much as $3,500 in value.
The Amex Platinum is a popular choice with travelers thanks to its premium perks, such as extensive airport lounge access (including Centurion Lounges), multiple statement credits and complimentary elite status with Hilton and Marriott. Enrollment is required for select benefits; terms apply.
To learn more, check out our full review of the Amex Platinum.
Apply here: The Platinum Card from American Express
The Business Platinum Card from American Express
With the Amex Business Platinum, you can earn 150,000 bonus points after spending $20,000 in the first three months of card membership.
TPG’s June 2025 valuations place this offer at $3,000 in value.
The Business Platinum also provides a list of valuable credits that can be helpful for business owners.
You can earn up to $200 each calendar year in airline fee statement credits for charges by the airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month). Enrollment is required for select benefits; terms apply.
That’s just a couple of examples of the extra value the Business Platinum can provide.
To learn more, check out our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
Chase Sapphire Reserve
The Chase Sapphire Reserve‘s welcome offer allows new cardholders to earn 100,000 bonus points plus a $500 Chase Travel credit after spending $5,000 in the first three months of account opening.
TPG’s June 2025 valuations place this welcome offer at up to $2,550 in value when you combine the points with the $500 Chase Travel credit.
It’s important to note that the terms for the Chase Travel credit state that the $500 promotional credit is valid for a one-time use only. So, if you apply the credit to a Chase Travel purchase of less than $500, you’ll forfeit the remaining balance.
Plus, keep in mind that Chase has implemented new eligibility requirements for its consumer Sapphire cards’ welcome bonuses.
The Sapphire Reserve underwent a sweeping refresh as it rolled out this heightened bonus. This refresh raised the annual fee to $795 and added a host of new benefits, including statement credits for The Edit (minimum two-night stay required), StubHub (activation required, benefit ends Dec. 31, 2027), DoorDash (activate by Dec. 31, 2027), Lyft (through Sept. 30, 2027) and more. Certain statement credits may be broken into biannual or monthly amounts and have additional terms.
To learn more, check out our full review of the Chase Sapphire Reserve.
Apply here: Chase Sapphire Reserve
American Express Business Gold Card
The Amex Business Gold currently offers new applicants the chance to earn 100,000 points after spending $15,000 in eligible purchases in the first three months of card membership.
According to TPG’s June 2025 valuations, this welcome offer is worth $2,000.
This card provides useful perks for business owners who spend frequently on common expenses like food and shipping.
With this card, you’ll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx, Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward a Walmart+ membership valued at $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal). Enrollment is required for select benefits; terms apply.
To learn more, check out our full review of the Amex Business Gold.
Apply here: American Express Business Gold Card
American Express Gold Card
With the Amex Gold Card, new applicants can find out their offer and see if they are eligible to earn as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
You could be eligible for as much as $2,000 in value, per TPG’s June 2025 valuations.
The Amex Gold is our top choice for foodies since it earns 4 points per dollar on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter, and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively). The card is also packed with useful statement credits and solid travel and purchase protections.
Enrollment is required for select benefits; terms apply.
To learn more, check out our full review of the Amex Gold.
Apply here: American Express Gold Card
Marriott Bonvoy Boundless Credit Card
The current welcome offer on the Marriott Bonvoy Boundless provides up to 250,000 points via free night rewards. You can earn five free nights (each night valued at up to 50,000 points) after spending $5,000 on purchases in the first three months of account opening. Certain hotels have resort fees.
TPG’s June 2025 valuations place this offer at up to $1,750 when these free nights are redeemed for maximum value.
For a modest $95 annual fee, you’ll receive automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You’ll also receive a free night award worth up to 35,000 points every year after your account anniversary. Certain hotels have resort fees.
To learn more, check out our full review of the Marriott Bonvoy Boundless.
Apply here: Marriott Bonvoy Boundless Credit Card
Citi / AAdvantage Executive World Elite Mastercard
The current offer on the premium Citi / AAdvantage Executive Mastercard provides new cardholders with 100,000 bonus miles after spending $10,000 on purchases within three months of account opening.
TPG’s June 2025 valuations deem this offer as worth $1,500.
This card charges a high $595 annual fee but provides solid benefits to American Airlines loyalists (and Alaska fans, too). These include an Admirals Club membership, which includes access for the cardholder, immediately family and children under 18 years old or up to two guests with a same day boarding pass for an eligible flight.
To learn more, check out our full review of the Citi / AAdvantage Executive.
Apply here: Citi / AAdvantage Executive World Elite Mastercard
IHG One Rewards Premier Credit Card
New IHG One Rewards Premier Credit Card cardholders can earn five free nights valued at up to 300,000 points after spending $5,000 on purchases in the first three months of account opening.
TPG’s June 2025 valuations deem this welcome offer as worth up to $1,500 toward stays at IHG properties.
With this card, you’ll receive complimentary Platinum elite status. You’ll also get an annual award night worth up to 40,000 points and a fourth night free on award stays.
To learn more, check out our full review of the IHG One Rewards Premier.
Apply here: IHG One Rewards Premier Credit Card
Delta SkyMiles Reserve Business American Express Card
With the current offer on the Delta SkyMiles Reserve Business Amex, new cardmembers can earn 110,000 bonus miles after spending $12,000 on purchases in the first six months of card membership. This offer ends July 16.
TPG’s June 2025 valuations place this offer at $1,375 when used to book flights with Delta.
This top-tier Delta Amex business card allows you to make 15 visits to Delta Sky Club lounges per Medallion year when flying Delta, with the chance to unlock unlimited access after spending $75,000 on the card in a calendar year. You’ll also receive four one-time guest passes to the lounge each Medallion year.
To learn more, check out our full review of the Delta SkyMiles Reserve Business Amex.
Apply here: Delta SkyMiles Reserve Business American Express Card
United Quest Card
The United Quest Card is offering new applicants 100,000 bonus miles and 3,000 Premier qualifying points after spending $4,000 on purchases in the first three months of account opening.
The miles included with this offer are worth $1,350 when you use them to book United flights, according to TPG’s June 2025 valuations.
The United Quest Card is a solid mid-tier option for those who fly with United a few times a year or more, as it comes with a 10,000-mile discount each account anniversary, free checked bags when you book with your card, a PQP boost and priority boarding. If you’re into maximizing statement credits, the United Quest also features a variety of options for you to take advantage of.
To learn more, check out our full review of the United Quest Card.
Apply here: United Quest Card
Delta SkyMiles Reserve American Express Card
The premium Delta SkyMiles Reserve Amex is offering new cardmembers the chance to earn 100,000 bonus miles after spending $6,000 in purchases in the first six months of card membership. The offer ends July 16.
TPG’s June 2025 valuations deem this offer as worth $1,250.
A key feature of the Delta SkyMiles Reserve is the $2,500 Medallion Qualification Dollar headstart it offers each Medallion year, helping cardmembers earn status with the airline sooner. You’ll also earn 1 MQD for every $10 in purchases made with your card.
To learn more, check out our full review of the Delta SkyMiles Reserve Amex.
Apply here: Delta SkyMiles Reserve American Express Card
Delta SkyMiles Platinum Business American Express Card
New Delta SkyMiles Platinum Business Amex cardmembers can earn 100,000 bonus miles after spending $8,000 in purchases in the first six months of card membership. This offer ends July 16.
TPG’s June 2025 valuations place this offer at $1,250.
This card is a solid option for small-business owners who fly Delta frequently. You’ll receive 3 bonus miles per dollar spent on purchases made with Delta, as well as 1 MQD for every $20 in purchases made with the card, which could help you earn status with Delta more quickly.
To learn more, check out our full review of the Delta SkyMiles Platinum Business Amex.
Apply here: Delta SkyMiles Platinum Business American Express Card
Marriott Bonvoy Brilliant American Express Card
The premium Marriott Bonvoy Brilliant Amex offers the chance to earn 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership.
TPG’s June 2025 valuations place this offer at up to $1,050.
True Marriott Bonvoy loyalists will appreciate this card, which comes with Platinum elite status, 25 elite night credits each calendar year and a high-value free night award worth 85,000 points each year after your card’s renewal month. Certain hotels have resort fees. Terms apply.
To learn more, check out our full review of the Marriott Bonvoy Brilliant.
Apply here: Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Business American Express Card
With the Marriott Bonvoy Business Amex, you’ll earn three free night awards (each valued at up to 50,000 points) after spending $6,000 on eligible purchases in the first six months of card membership. Certain hotels have resort fees.
According to TPG’s June 2025 valuations, this welcome offer is worth up to $1,050.
If you’re a small-business owner frequently staying at Marriott properties, this card is a great choice. You’ll receive 15 elite night credits toward status, complimentary Gold elite status and a 7% discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.
This card’s elite night credits can be stacked with any you receive from a personal Marriott card.
To learn more, check out our full review of the Marriott Bonvoy Business Amex.
Apply here: Marriott Bonvoy Business American Express Card
Marriott Bonvoy Bevy American Express Card
New cardmembers of the mid-tier Marriott Bonvoy Bevy Amex will earn 85,000 bonus points after spending $5,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership.
TPG’s June 2025 valuations place this offer at up to $945.
This card’s standout perks include 1,000 bonus points per paid eligible stay booked directly with Marriott, complimentary Gold elite status and 15 elite night credits each calendar year. You’ll be charged a $250 annual fee, a steep ask for the limited benefits provided.
To learn more, check out our full review of the Marriott Bonvoy Bevy.
Apply here: Marriott Bonvoy Bevy American Express Card
Marriott Bonvoy Bold Credit Card
The Marriott Bonvoy Bold is offering 60,000 bonus points and one free night award valued up to 50,000 points after spending $2,000 on eligible purchases within the first three months of account opening. Certain hotels have resort fees.
TPG’s June 2025 valuations place this offer at up to $770.
The Marriott Bonvoy Bold is a solid no-annual-fee option for those who enjoy staying with Marriott. With this card, you’ll receive automatic Silver Elite status in Marriott Bonvoy as well as five elite night credits every calendar year toward the next level of status.
To learn more, check out our full review of the Marriott Bonvoy Bold.
Apply here: Marriott Bonvoy Bold Credit Card
Hilton Honors American Express Aspire Card
With the Hilton Aspire Amex, new cardmembers will earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. This offer ends August 13.
This offer is worth $875, according to TPG’s June 2025 valuations.
This is the top-tier option for Hilton loyalists. For a $550 annual fee, you’ll receive Hilton Honors Diamond status, which comes with 100% bonus points on eligible Hilton purchases, lounge access at select properties, complimentary breakfast and space-available room upgrades.
You’ll also receive up to $400 each calendar year (up to $200 semi-annually) in statement credits for eligible purchases, such as dining, spa treatments, room rates and more, at eligible Hilton resorts. Enrollment is required for select benefits; terms apply.
To learn more, check out our full review of the Hilton Honors Aspire Amex.
IHG One Rewards Premier Business Credit Card
With the IHG One Rewards Premier Business card, you can earn 140,000 bonus points after spending $4,000 on purchases in the first three months of account opening.
This offer is worth up to $700 per TPG’s June 2025 valuations.
This card’s top perks include automatic Platinum elite status, which provides a 60% bonus on the base 10 points per dollar you get as an IHG One Rewards member. Business owners will also enjoy the card’s additional bonus category of 5 points per dollar spent on social media, search engine advertising and office supply store purchases.
To learn more, check out our full review of the IHG One Rewards Premier Business.
Apply here: IHG One Rewards Premier Business Credit Card
Hilton Honors American Express Surpass Card
New Hilton Honors Amex Surpass cardmembers can earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. This offer ends August 13.
TPG’s June 2025 valuations deem this bonus worth $650.
This card packs a punch for a modest $0 introductory annual fee for the first year, then $150. You’ll receive Hilton Honors Gold status and up to $200 in Hilton statement credits each calendar year on eligible Hilton purchases (up to $50 in statement credits each quarter). Terms apply.
To learn more, check out our full review of the Hilton Surpass Amex.
Apply here: Hilton Honors American Express Surpass Card
Hilton Honors American Express Business Card
The Hilton Honors Amex Business card‘s current welcome offer allows new cardmembers to earn 150,000 bonus points after spending $8,000 on purchases in their first six months of card membership and an extra 25,000 bonus points after spending an additional $2,000 in purchases on the card in the first six months of card membership.
Per TPG’s June 2025 valuations, these bonus points are worth up to $875.
This is a solid cobranded card for business owners who like to stay with Hilton. Those with this card can earn up to $240 in statement credits every calendar year (up to $60 each quarter) in statement credits for eligible Hilton purchases, including room reservations at Hilton properties and incidental charges such as dining at on-site restaurants or spa treatments.
You’ll also receive complimentary Gold status with Hilton Honors.
To learn more, check out our full review of the Hilton Business Amex.
Apply here: The Hilton Honors American Express Business Card
IHG One Rewards Traveler Credit Card
The IHG One Rewards Traveler card offers new cardmembers 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.
Per TPG’s June 2025 valuations, this offer is worth $600.
This card offers automatic Silver Elite status with IHG One Rewards and a fourth-night-free benefit when redeeming points, all for no annual fee. You’ll also earn bonus points in popular categories, such as utilities, select streaming services, gas stations and restaurants.
To learn more, check out our full review of the IHG One Rewards Traveler card.
Apply here: IHG One Rewards Traveler Credit Card
Hilton Honors American Express Card
The Hilton Honors American Express Card is offering new cardmembers the chance to earn 100,000 bonus points and a $100 statement credit after spending $2,000 on purchases in the first six months of card membership.
This offer is worth $600 per TPG’s June 2025 valuations, including the value of the statement credit.
This no-annual-fee option in the Hilton suite is a good choice if you occasionally stay at Hilton properties and want a few extra perks when you stay. The card confers complimentary Hilton Honors Silver elite status, which comes with member discounts, a 20% points bonus on paid stays and a fifth night free on award stays.
To learn more, check out our full review of the Hilton Honors Amex.
Apply here: Hilton Honors American Express Card
Bottom line
The above offers are enticing, but remember that each issuer has its own application rules. Make sure you’re always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.
These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.
Related: The best credit card welcome bonuses currently available
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Delta Reserve Business Amex, click here.
For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Marriott Bonvoy Bevy card, click here.
For rates and fees of the Hilton Surpass Card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Honors Amex, click here.