Farmers Mutual Insurance Company’s farm policy offers comprehensive property and liability coverage. It protects homes, farm buildings like barns and toolsheds, and cattle, whether in a single or multiple locations. The policy covers perils such as fire, windstorm, hail, lightning, vandalism, limited theft, water damage, snow, sleet, ice, owner’s living expenses, and refrigerated product loss. Liability coverage for farm operations is provided through Farmers Mutual of Tennessee.