Real Estate Fannie Mae and Freddie Mac are not accepting VantageScore 4.0 By Admin - July 17, 2025 0 5 FacebookTwitterPinterestWhatsApp Once selling guides are updated, lenders will have the option of using either VantageScore 4.0 or the Classic FICO scoring model, but FICO Score 10 T remains in limbo, FHFA says.