NSDL IPO Analysis | NSDL vs CDSL – Where should you invest?

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🚀 NSDL vs CDSL: The Battle of Depositories! 🚀

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📈 CDSL launched at ₹130 per share and now it’s around ₹1800! Kya rally hai! 🎉
And now, NSDL is all set for an IPO! 🚀
So the big question is — can NSDL also become the next multi-bagger like CDSL? 🤔

Let’s break it down:

🔹 CDSL & NSDL are India’s only two depositories, securely storing your Demat account shares digitally. 📊
🔹 NSDL launched in 1996, connected to NSE (National Stock Exchange), while CDSL started in 1999, linked to BSE (Bombay Stock Exchange). 📅
🔹 CDSL has over 15 crore active Demat accounts, while NSDL has 4 crore+ accounts. But wait, NSDL has a HUGE custody value — ₹495 lakh crore vs CDSL’s ₹76 lakh crore. 💰
🔹 NSDL caters more to institutions and HNIs, while CDSL is popular with retail investors! 🏦

💼 Financial Comparison 💼
🔹 NSDL’s FY25 income: ₹1,535 crore (+12.4% growth)
🔹 CDSL’s FY25 income: ₹1,199 crore (+32% growth)
🔹 Profitability: CDSL leads with ₹526 crore profit (25% growth) compared to NSDL’s ₹343 crore (24.6% growth). 💵
🔹 Profit Margins: CDSL 48% vs NSDL 24%. CDSL’s operational efficiency shines here! 💡
🔹 Return on Equity (ROE): CDSL at 32%, NSDL at 17%. 📈

💡 Key Takeaway
CDSL’s focus on retail investors and partnerships with platforms like Zerodha & Groww gives it a high transaction volume advantage. 📊 Meanwhile, NSDL primarily partners with banks, limiting organic growth. 🚫

🔥 Valuation
NSDL’s IPO might come at a 50% discount, offering an attractive 30x P/E ratio compared to CDSL’s 70x! 💥

So, what do you think — will NSDL follow in CDSL’s footsteps or is it all hype? 🤔
Drop your thoughts below! 👇

Invest in SMEs with Caution:

SME IPOs can be volatile, with risks of price manipulation and speculation Research and due diligence are crucial before investing

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