Top Ways To Make Money, FD Vs SIP & Investing Mistakes – Stable Money Founder | FO 300 Raj Shamani

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Invest in FDs with upto 9.5% pa through Stable Money :

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Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices.

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Timestamps:

00:00 – Intro
2:38 – Big Dreams, Humble Beginnings
7:55 – Journey with Sachin Bansal
12:05 – Role of a Chief of Staff
18:26 – Failed Startup Attempt
22:11 – Experience at Swiggy
27:05 – Why Shift to Startups?
29:56 – Understanding Fixed Deposits
35:41 – Emergency Fund Tips
48:10 – 9.5% Returns on FD
52:08 – What If Banks Shut Down?
54:09 – Common Investing Mistakes
54:46 – Ways to Make Money Today
1:04:40 – End of the podcast
1:11:32 – Outro

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My gear for shooting this video:

Canon EOS 200D II 24.1MP DSLR Camera:
Canon EF50MM F/1.8 STM Lens:
Canon EF-S 18-55mm f/3.5-5.6:
Yunteng Aluminium Tripod (Vct-690, Black):
Zoom H6 All Black (2020 Version):
Shure SM7B Cardioid Vocal Dynamic Microphone:

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In today’s episode of Figuring Out, we have Saurabh Jain, the Co- Founder of Stable Money, where he speaks with Raj Shamani about his journey from being an average student to an IIT Bombay graduate and a successful entrepreneur. Saurabh reflects on pivotal moments, such as working closely with renowned founders like Sachin Bansal, building India’s first low-cost index mutual fund, and his lessons from a failed agritech startup. These experiences shaped his understanding of entrepreneurship, team building, and the potential of untapped markets like Tier 2 cities in India.

The conversation also explores Saurabh’s motivation behind launching Stable Money, a platform designed to revolutionize fixed-income investments for Indians. He shares insights into the financial behavior of Indians, highlighting how a significant portion of wealth lies in traditional options like fixed deposits, savings accounts, and gold. Stable Money aims to optimize these investments, offering innovative solutions such as 9% FD returns while ensuring financial security with strategies like emergency funds and portfolio diversification.

Towards the end, Saurabh emphasizes the importance of long-term financial planning, patience in investments, and avoiding quick-gain schemes. He offers valuable advice for young investors, stressing the role of diversified portfolios and the definition of true wealth as investments that grow passively.

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About Figuring Out
Figuring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

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