Laura McCutcheon, vice president of marketing at Advance America, emphasized the importance of balanced AI adoption. “AI can be a valuable starting point when researching your financial options—especially for budgeting, comparison shopping, or exploring different investment strategies,” McCutcheon said. “But ultimately, major decisions about your money should factor in your unique circumstances, goals, and risks. Those are things AI still can’t fully understand. Think of it as a co-pilot, not the captain.”
The survey methodology involved stratified sampling and post-stratification weighting to ensure balanced representation by age, gender, and location. Participants were selected through a two-step process from double opt-in panel members.
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