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Showcase Your Value With This Job Interview Answer

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“Why should we hire you?” sounds straightforward, but in reality, it’s one of the trickiest interview questions. Moreover, any interview is really about this one thing — why would you be a good fit for this position? Read on to find out how to answer the “Why should we hire you?” question correctly, once and for all. This guide will show you: Learn how to tackle the “Why should we hire…

Humanitarian OpenStreetMap Team (HOT) joins the Overture Maps Foundation


After careful consideration, we realized that joining the Overture Maps Foundation will enable us to fulfill our role as an organization dedicated to the creation and use of open map data for humanitarian action and community development.

In May 2024, we officially joined Overture Maps Foundation (Overture) as a “Contributor Member.” Launched at the end of 2022, Overture defines its mission as aiming to create reliable, easy-to-use, and interoperable open map data for the world. This open map data can then be used to power current and next-generation map products and services to support mapping professionals and developers.

After carefully assessing the opportunities and any potential challenges of joining —looking at the Overture technologies, the Foundation as an entity, and the evolving landscape around the initiative— we reached the conclusion that becoming a member of Overture will enable us to better achieve our vision and live our values as an organization whose work is dedicated to the creation and use of open map data for humanitarian action and community development.

Specifically, we see potential in how Overture’s member organizations pool their resources and technology to build open map data products. For example, we are excited to see how some members have shared their own geospatial databases of points of interest or buildings and made them available through Overture’s datasets. We also analyzed the first beta release to understand the resulting products and licensing (see our Overture Data Viewer, which visualizes samples of the Overture data product in some of our priority countries).


A screenshot of the Overture Data Viewer shows the available Overture map data in Kenya.

There are three main reasons why we are excited to join as a new member of the Overture Maps Foundation:

Build bridges: As an organization with experience connecting different types of groups and individuals interested in open map data, we believe it is important also to connect with the organizations in the Foundation and to bring together the work of Overture’s members with the communities we partner with.

Bring HOT’s priority countries to the forefront: By being part of Overture, we aim to raise awareness of the importance of using their open map data technologies to improve maps in vulnerable areas and support communities there. Moreover, we want to advocate for the inclusion of community-collected data in products and services based on Overture’s datasets.

Best to Use_ Hubs Map v4.png
Our priority countries as covered by our four Open Mapping Regional Hubs.

Focus on humanitarian data: Currently, Overture is working on data improvements across different themes: Base (a proxy for land use and land cover), Divisions (administrative and named localities data), Buildings, Transportation, and Places. An Address theme will be added in an upcoming release. Data schemas for these themes have been defined by the respective task forces within Overture. By joining as a member, we want to bring specific attention to how the data in these themes could be used for humanitarian approaches and aim to improve the use of humanitarian data in Overture Maps. We expect this will increase the usability of humanitarian data by potential Overture Maps users.

We are interested in seeing what other opportunities open up as we become part of this Foundation and look forward to bringing our unique humanitarian perspective to Overture’s work.

Want to learn more about the Overture Maps Foundation? Check out their answers to Frequently Asked Questions. And if you are interested in continuing the conversation about our role at Overture, reach out to us at: media@hotosm.org



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6 Ways to Break Strongholds of Anger in Your Life

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Anger is an emotion we all feel at times. Anger in itself is not wrong. It can serve as a signal that shows us we or someone else is being treated wrong.

Righteous anger in the face of clear mistreatment can help us avoid toxic relationships. Think about it. Even God gets angry. That said, when we can’t control our anger, it can lead us down paths that are destructive to us and those around us.

Breaking the strongholds of anger can be challenging. We can’t just deal with the fruit. We have to get to the root.

Let’s take some time to explore the roots of anger, its spiritual implications, and practical steps to overcome this powerful emotion through God’s guidance and strength.

Understanding Anger and Its Roots

Strongholds of anger can control our thoughts, actions, and relationships. The Bible warns us about the dangers of unchecked anger. Ephesians 4:26-27 (NIV) says, “In your anger do not sin: Do not let the sun go down while you are still angry, and do not give the devil a foothold.” This verse highlights how unresolved anger can open doors for the enemy to influence our lives.

Strongholds of anger often stem from deeper issues such as unresolved hurts, unmet expectations, or feelings of injustice. These roots can grow over time, leading to a hardened heart and a cycle of negative reactions. Identifying the root cause of our anger is the first step towards healing and breaking free from its grip.

Spiritual Implications of Anger

Anger not only affects our mental and emotional well-being but also has significant spiritual implications. James 1:20 (NIV) reminds us, “Human anger does not produce the righteousness that God desires.” When we allow anger to dictate our actions, we hinder our ability to reflect God’s love and grace to others.

What’s more, anger can be a tool the enemy uses to distance us from God. It creates barriers in our prayer life, disrupts our peace, and can lead to sinful behaviors. Recognizing the spiritual battle behind our anger is crucial in addressing it effectively.

Practical Steps to Overcome Anger

  1. Seek God’s Help in Prayer: Begin by bringing your anger before God in prayer. Psalm 34:17 (NIV) says, “The righteous cry out, and the Lord hears them; he delivers them from all their troubles.” Ask God to reveal the root cause of your anger and to give you the strength to overcome it.
  2. Renew Your Mind with Scripture: Meditate on Bible verses that speak about anger and God’s peace. Romans 12:2 (NIV) encourages us, “Do not conform to the pattern of this world but be transformed by the renewing of your mind.” Let God’s Word transform your thoughts and attitudes.
  3. Practice Forgiveness: Often, anger is tied to unforgiveness. Ephesians 4:31-32 (NIV) advises, “Get rid of all bitterness, rage and anger… Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.” Forgiving those who have wronged us releases us from the bondage of anger.
  4. Cultivate a Heart of Gratitude: Gratitude shifts our focus from what we lack or what has hurt us to what we have and how we are blessed. 1 Thessalonians 5:18 (NIV) says, “Give thanks in all circumstances; for this is God’s will for you in Christ Jesus.” A grateful heart is less prone to anger.
  5. Seek Accountability: Find a trusted friend, pastor, or counselor who can provide support and accountability as you work through your anger. Ecclesiastes 4:9-10 (NIV) reminds us of the strength found in community, “Two are better than one… If either of them falls down, one can help the other up.”
  6. Bind up the spirit of anger: Take authority over this emotion. Submit yourself to God, resist the devil and he will flee (see James 4:7). You may need deliverance ministry if you can’t break through on your own.
  7. Take Practical Steps: Sometimes, practical measures such as taking a walk, counting to 10 before you respond, or engaging in a hobby can help manage immediate feelings of anger. These steps provide a moment to pause and reflect before responding.

Embracing God’s Peace

Breaking the stronghold of anger is a journey that requires intentionality, prayer, and the transforming power of the Holy Spirit. As you take these steps, remember that God is with you every step of the way. Philippians 4:6-7 (NIV) encourages us, “Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.”

May you find freedom from the chains of anger and walk in the peace and righteousness that God desires for you.

Let’s pray:





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15+ Luxury Modern Serif Fonts For Graphic Designers Graphic Design Junction

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Elevate your brand with timeless elegance: The best luxury modern serif fonts are here! In the ever-evolving landscape of graphic design, fonts play a crucial role in shaping brand identity and visual communication. Modern serif fonts, with their effortless grace and contemporary twist, have become a powerful tool for designers seeking to convey a sense of luxury and sophistication. But what makes a modern serif font truly “luxury,” and how can it elevate your visual identity, brand, and social media presence?

The Allure of Luxury Modern Serif Fonts

Luxury isn’t just about price points or opulent imagery. It’s about evoking a feeling of refinement, exclusivity, and lasting value. Modern serif fonts achieve this through a perfect blend of classical elements and contemporary sensibilities. Let’s explore some key characteristics:

  • Timeless Elegance: Modern serif fonts pay homage to the traditional beauty of serifs, those small strokes that extend from the main body of a letter. These serifs add a touch of sophistication and formality, anchoring your designs in a sense of heritage.
  • Clean Lines and Modernity: While preserving the elegance of serifs, modern fonts often feature cleaner lines, lighter weights, and a more minimalist approach. This keeps the design fresh and relevant for today’s audience.
  • Versatility with Character: Unlike many traditional serif fonts, modern options offer a wider range of weights and stylistic variations. This allows for versatility across different design applications, from bold and impactful logos to delicate and refined wedding invitations.
  • Unwavering Readability: Even with their stylistic flourishes, modern serif fonts prioritize clear and crisp legibility. This ensures that your message is delivered with clarity and impact, regardless of the medium.

List of Luxury Modern Serif Fonts

15+ Luxury Modern Serif Fonts For Graphic Designers

Unleash the power of luxury in your designs! Dive into a world of 15+ meticulously crafted modern serif fonts, each a symphony of elegance waiting to elevate your brand. Imagine logos that exude timeless sophistication, social media posts that captivate with a touch of class, and marketing materials that radiate undeniable allure. Discover the perfect font to become your design muse and share the design love with your creative community!

Galins Modern Elegant Serif Font Typeface

Imbue your brand with timeless sophistication. This exquisitely crafted serif font exudes elegance and luxury, making it a versatile choice for all your design aspirations. From captivating logos and social media graphics to polished product packaging and wedding invitations, this typeface elevates every project with its crisp legibility and undeniable class. With a comprehensive character set and user-friendly formats, it empowers you to bring your creative vision to life on both PC and Mac. Let your brand radiate refinement and make a lasting impression.


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Faginta Modern Elegant Serif Font Typeface

Ditch the ordinary, embrace the extraordinary. This meticulously designed serif font is a love letter to elegance and luxury. Imagine your brand identity soaring with this typeface, its graceful curves and sharp serifs gracing logos, packaging, social media, and everything in between. Crafted for maximum versatility, it elevates wedding invitations, stationery, and even watermarks with its unwavering readability. Beyond the beauty, this font offers technical prowess – a comprehensive character set, user-friendly formats, and seamless compatibility for both PC and Mac. Unleash the power of this font and watch your creative vision blossom.

Faginta Modern Elegant Serif Font Typeface
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Geniga – Modern Luxury Logo Font

Unveil your brands opulence with this exclusive, modern font. Tailored for sophisticated tastemakers, it boasts an elegant aesthetic with unique alternates, elevating your brands allure beyond compare. Crafted for both designers and product owners alike, this versatile typeface empowers you to create a myriad of stylish designs. From logos and packaging to social media and beyond, its bohemian charm unlocks endless creative possibilities. Technical prowess meets artistic flair: a comprehensive character set, user-friendly formats, and seamless PC/Mac compatibility ensure a smooth design experience. Let your brand radiate undeniable luxury.

Geniga - Modern Luxury Logo Font
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Mahaky Modern Elegant Serif Font Typeface

Imagine a bygone era of sweeping ballgowns and whispered secrets. This font embodies that same timeless elegance, a meticulously crafted serif whispering luxury in every curve. Forget cookie-cutter designs. This typeface is your brands bespoke suit, tailored to stand out from the crowd. Logos, packaging, social media – it elevates them all. Crisp legibility ensures your message resonates, while a touch of bohemian flair adds a hint of intrigue. This is not just a font, its a signature of sophistication.

Mahaky Modern Elegant Serif Font Typeface
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Galliget Modern Elegant Serif Font Typeface

Ditch the predictable, embrace the enthralling. This meticulously crafted serif font is not just elegant, its a symphony of luxury woven into every letter. Imagine your brand identity soaring with this typeface, its timeless grace captivating audiences across logos, packaging, social media, and beyond. Forget limitations, this versatile wonder elevates wedding invitations, stationery, even watermarks, all while maintaining crisp readability. But the beauty goes deeper. This font boasts a robust toolkit – a comprehensive character set, user-friendly formats for PC and Mac, and the power to unlock endless creative possibilities. Unleash your brands inner masterpiece.

Galliget Modern Elegant Serif Font Typeface
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Organic – Cinematic Logo Luxury Font

Lets elevate your brand beyond the ordinary. This is not just a luxury font, its a bespoke label tailored for the modern sophisticate. With a touch of bohemian flair woven into its elegant curves, it imbues your logos, packaging, and social media with an undeniable allure. Crafted with versatility in mind, it elevates even the most unexpected projects, from wedding invitations to watermarks, all while maintaining impeccable readability. But the magic goes deeper. This meticulously designed font offers a treasure trove of creative possibilities – unique alternates, a comprehensive character set, and seamless compatibility for both designers and product owners alike. Unleash the full potential of your brand with this font as your muse.

Organic - Cinematic Logo Luxury Font
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Cakorla – Modern Classy Serif

Ditch the hashtags, Cakorla speaks for itself. This modern, classy serif font is not just another face in the crowd; its a luxurious statement piece for your designs. Imagine your brand identity adorned with Cakorlas elegant curves and stylish alternates, exuding sophistication with every letter. From high-end branding to breathtaking invitations, this versatile typeface elevates every project with a touch of opulence. Embrace the trend towards modern class with Cakorla – let your creativity flourish with its undeniable allure.

Cakorla - Modern Classy Serif
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Mildora Modern Bold Serif Font

Step into a time capsule of 70s elegance with Mildora. This captivating display typeface is not just a font, its a full-fledged design experience. Offered in two versions – one crisp and vibrant, the other with a touch of vintage charm – Mildora allows you to play and mix, crafting projects that resonate with a timeless allure.

Imagine crafting captivating logos, eye-catching headlines, and stunning invitations that exude both modern edge and nostalgic warmth. Whether its branding for your boutique or invitations for a special event, Mildora elevates every project with its versatility. Beyond beauty, functionality reigns supreme. Featuring alternates, ligatures, and a comprehensive character set, Mildora empowers you to create with ease. Compatible with industry standards and even Microsoft Word, it seamlessly integrates into your creative workflow. Unleash the power of Mildora and watch your designs sing a song of modern sophistication with a touch of 70s flair.

Mildora Modern Bold Serif Font
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Vitte-gastella Ligature Serif Font

Introducing Vitte-Gastella, a font that dances between crisp modernity and timeless elegance. Each meticulously crafted letter embodies a clean aesthetic, perfect for design projects that demand both impact and sophistication. Forget messy fonts that compromise your vision. With Vitte-Gastella, precision reigns supreme, ensuring your message is delivered with clarity and style.

But Vitte-Gastella is not just about flawless form; its an invitation to unleash your creativity. Play with its versatility, crafting everything from modern logos to stunning wedding invitations. The possibilities are endless.

Vitte-gastella Ligature Serif Font
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Queensha Michelly – Modern Serif Font Two Face

Unleash the design chameleon within you with Queensha Michelly, a captivating serif font family that boasts a dual personality. Craving a touch of vintage charm? Queensha Michelly transforms with a flick of the OpenType switch, revealing a treasure trove of alternate characters and ligatures. Craft a subtly aged aesthetic or go full-on retro – the level of vintage is entirely yours to control.

But Queensha Michelly is more than just a nostalgia trip. Its modern side shines brightly, making it a perfect fit for bold magazine layouts, sleek branding projects, and eye-catching posters. The versatility is undeniable. From wedding invitations brimming with elegance to marketing materials bursting with contemporary flair, Queensha Michelly rises to every design challenge.

Embrace the power of two with Queensha Michelly. Its a font that reigns supreme in both the vintage and modern worlds.

Queensha Michelly - Modern Serif Font Two Face
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Nostalgin Alternate Serif Font

Calling all creative minds! Ditch the generic and elevate your digital and printed projects with this captivating font. Whether you are crafting impactful posters, engaging social media content, or building a brand identity, this versatile typeface injects personality into every design. Imagine captivating audiences with bold headlines, eye-catching branding elements, and personal projects that exude a unique flair.

Beyond style, functionality reigns supreme. Available in OTF, WOFF, and TTF formats, this font seamlessly integrates into your workflow, ensuring a smooth and creative experience. So, unleash your inner artist and watch your designs come alive with this versatile masterpiece.

Nostalgin Alternate Serif Font
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Astrite Linery – Font Duo

Introducing Astrite Linery, the design duo that elevates elegance to a whole new level. This exquisite pairing of a classic serif font and a flowing script is more than just a collection of letters; it is a symphony of sophistication waiting to grace your creations. Imagine crafting captivating headlines, logos that exude timeless allure, and wedding invitations imbued with a touch of romance. From magazine covers to social media posts, Astrite Linery effortlessly injects a touch of class into every project.

But beauty is just the beginning. Astrite Linery boasts a comprehensive toolkit to empower your design journey. Multiple file formats (TTF/OTF, WOFF/WOFF2) ensure seamless integration into your workflow, while ligatures and a full character set unlock endless creative possibilities. Compatible with industry giants like Adobe Creative Suite and even Microsoft Word, Astrite Linery is ready to become your design partner-in-crime, no matter your platform of choice.

So, ditch the ordinary and embrace the extraordinary with Astrite Linery. Let your creativity flourish and watch your designs blossom with timeless elegance.

Astrite Linery - Font Duo
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Asbor Beautiful Logo Font

Asbor is not just a logo font; it is the cornerstone of a brands eloquence. This meticulously crafted typeface strikes a beautiful balance, weaving typographic harmony into a diverse tapestry of design projects. Imagine logos that exude timeless sophistication, social media posts that captivate with a touch of class, and product designs imbued with undeniable allure.

Asbor empowers you to be the architect of your brands visual identity. From eye-catching advertisements to polished product packaging, this versatile font elevates every touchpoint.

Asbor Beautiful Logo Font
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Bailen New Modern Serif Font

Unveil the timeless beauty of Bailen Serif, a font that embodies elegance in every curve. This meticulously crafted typeface is not just another pretty face; it is a design chameleon, ready to elevate a multitude of projects. Imagine crafting captivating logos, film titles that exude grandeur, and wedding invitations brimming with romance. Whether you are a designer or a passionate hobbyist, Bailen Serif seamlessly integrates into your vision.

Go beyond aesthetics with unmatched functionality. Bailen Serif boasts a comprehensive character set, including ligatures, upper and lowercase options, and punctuation, ensuring your message is delivered with both clarity and style. Available in user-friendly formats (TTF/OTF, WOFF/WOFF2) and compatible with both PC and Mac platforms, this font effortlessly integrates into your creative workflow.

Bailen New Modern Serif Font
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Glasten Modern Elegant Serif Font Typeface

Forget cookie-cutter fonts. This meticulously crafted serif whispers luxury with every curve. Imagine your brand identity soaring with this typeface, its timeless elegance elevating everything from logos and packaging to social media and wedding invitations. Crisp legibility ensures your message resonates, while a touch of unseen technical prowess empowers you to create with ease. OTF/TTF/WOFF files, comprehensive character sets, and seamless PC/Mac compatibility make this font your design muse. Unleash your brands inner masterpiece.

Glasten Modern Elegant Serif Font Typeface
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Qifgen Modern Elegant Serif Font Typeface

Ditch the dull, embrace the dazzling. This meticulously crafted serif is not just elegant, it is a symphony of luxury woven into every letter. Imagine your brand identity soaring with this typeface, its timeless grace captivating audiences across logos, packaging, and social media. Forget limitations, this versatile wonder elevates everything from wedding invitations to watermarks, all while maintaining crisp legibility.

Qifgen Modern Elegant Serif Font Typeface
Download

The Power of Luxury Serif Fonts in Brand Identity and Visual Communication

Now that we understand the characteristics of luxury modern serif fonts, let’s delve into how they can elevate your design projects:

  • Establishing a Sophisticated Brand Identity: The right font choice sets the tone for your brand. Modern serif fonts instantly communicate a sense of luxury, professionalism, and heritage. They work particularly well for brands in high-end fashion, jewelry, hospitality, and financial services.
  • Captivating Attention on Social Media: Social media feeds are flooded with visual content. A luxury serif font can help your posts stand out from the crowd. Its elegance and sophistication will grab attention, creating a sense of exclusivity and intrigue around your brand.
  • Creating Memorable Visual Experiences: Modern serif fonts add a touch of timeless elegance to websites, packaging, and marketing materials. They elevate the overall aesthetic, leaving a lasting impression on your target audience.
  • Enhancing Emotional Connection: Fonts have a surprising power to evoke emotions. The refined nature of modern serif fonts can create a sense of trust, quality, and sophistication. This fosters a positive emotional connection with your audience, building brand loyalty.

Choosing the Perfect Modern Serif Font

With so many amazing options available, selecting the perfect luxury serif font can be daunting. Here are some tips to help you narrow down your choices:

  • Consider your Brand Identity: What kind of feeling are you trying to evoke? Are you aiming for classic elegance, modern minimalism, or a touch of vintage charm? Choose a font that aligns with your brand’s core values and target audience.
  • Think about Versatility: Will you be using the font for a variety of applications, or do you need it for a specific project? Opt for a versatile font with different weights and styles to ensure it can adapt to your design needs.
  • Focus on Readability: Above all else, ensure the font is easy to read. Choose a weight and style that ensures clarity even at smaller sizes.

Embrace the Power of Modern Luxury in Your Designs

Modern serif fonts are a powerful tool for graphic designers seeking to elevate their work and create a lasting impact. By harnessing their timeless elegance and contemporary appeal, you can craft a visual identity that exudes luxury and sophistication, captures attention on social media, and builds a strong connection with your audience. Explore the world of modern luxury serif fonts and discover the perfect typeface to elevate your brand to new heights.

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site preparations for meadow-making, with benjamin vogt

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ARE YOU THINKING about the possibility of transitioning an area of your lawn into something more diverse, like maybe a meadow? A question I’m asked a lot is how to go about it—the actual preparatory steps. So I invited Benjamin Vogt, a specialist in natural landscape design, to walk us through the process.

Benjamin, based in Nebraska, is owner of Prairie Up, formerly called Monarch Gardens. And besides offering garden design to clients nationwide, he teaches online classes and webinars as well. He’s the author of two books, “A New Garden Ethic,” and more recently, “Prairie Up: An Introduction to Natural Garden Design” (affiliate links).

Plus: Enter to win a copy of “Prairie Up” by commenting in the box near the bottom of the page.

Read along as you listen to the July 15, 2024 edition of my public-radio show and podcast using the player below. You can subscribe to all future editions on Apple Podcasts (iTunes) or Spotify (and browse my archive of podcasts here).

getting a meadow started, with benjamin vogt

 

 

Margaret: Are you sweltering out there or no? We’ve got the heat this year. Is that the deal?

Benjamin: Our sweltering starts on Friday and only lasts four days, thankfully.

Margaret: So before we get started: Congratulations on your new website, which is so loaded with information. It’s not just beautiful, but it’s got lots of great stuff in it. So you just survived that big process too, right? Making a meadow, making a website—they’re sort of the same.

Benjamin: Oh my gosh, yes, yes. That was over a four-month process to get that website going and make sure it actually worked. And there’s still hiccups as you know, that’s how it goes. But I just wanted to be sure that I did something really different. I felt like something that wasn’t out there just telling people, handholding them, “This is how you do it, this is how you convert from lawn and create a prairie garden of any size. And here’s a bunch of free stuff and if you want to go further, you can get online classes, or something.”

Margaret: Yeah, no. Well, it’s good. And I’ve been clicking around and learning things and that’s why I got in touch. And we’re doing this update today, another segment today, because there’s a lot of good stuff that I realized can help me to answer questions that I don’t have the firsthand knowledge on that you do by any means.

So one thing I just want to say is on the homepage it says, quote, “Lawn is a weed.” [Laughter.] So, is it?

Benjamin: I like to start trouble, but hopefully it’s good trouble. Well, I mean, so often we hear that a native plants are weeds or anytime you take a prairie plant or a prairie planting and put it in the context of suburbia, for example, especially when you’re replacing lawn, well then it’s suddenly a weed. But if it’s out in a wild prairie or grassland or meadow or savanna or something like that, it’s not a weed.

So that’s always very frustrating to me. And I know a lot of my clients, and especially talking with weed-control inspectors, their idea of weeds are a little bit outdated too often. Things are getting better across the country, but we still have this outdated conception of what a weed is. So I’m just like, lawn is the weed; t’s so artificial. We have to throw so much water and fertilizer and maintenance on it just for it to be maintained.

Margaret: So as I said in the introduction, a lot of people are probably eyeing their expansive lawn lately and thinking of making a change, because thanks to a lot of the education that people like yourselves have helped with over the recent years, and I know a lot of people probably think, “Well, but I don’t live in Nebraska like he does.” But there’s different types of plant communities. I say the word meadow, you might say the word prairie. In some cases there’s savanna, there’s fields. Well, what are all those things? Can we just start with that before we go and try to teach people to make a meadow [laughter]?

Benjamin: Yeah, this is exactly why I think it’s on page two of my book “Prairie Up,” that whole explanation. I think these terms are very interchangeable for most of us. It’s not interchangeable for soil scientists or conservationists or something, but we all have the same image in our head. I think if people say meadow maybe you mean an open glade full of flowers that’s surrounded by trees. But these ecosystems occur in every state. This prairie idea, this meadow idea, this savanna idea. We have the longleaf pine savanna remnants in the Southeast, the Piedmont along the East Coast, the Palouse in the Northwest, the Carrizo Plain in California, sandhills here in Nebraska. So we have these environments and ecosystems everywhere. So it’s not like prairie or meadow is just in the middle of the country. Not any stretch of the imagination.

Margaret: One of the first plants I met in quotes when I came to the place where I live and garden maybe 35 years ago or so, was little bluestem grass, which I had only ever seen previously when I was visiting in Wisconsin with Neil Diboll who owns Prairie Nursery. And I was like, “Why do I have little bluestem here?” [Laughter.] I was like, “What? I just saw that out there. It says prairie, it says, huh, what?” Yeah, exactly. There are grassland plant communities in many different places.

Benjamin: And well, and just take little bluestem. It’s pretty much in almost every state in the lower 48. It’s just a couple states I don’t think it’s native to. And I always like to tell people, especially folks on the East Coast, we share so many of the same plants. Right here in Eastern Nebraska, we have so many of the same native plants, and that’s all because of geologic history. Now, if we go a hundred miles west of where I am, then things start to shift a little bit.

Margaret: So if we want to think about getting started, and we don’t have to give it an exact name, but let’s just use the word meadow because it sounds to me in a way, the word meadow sounds the closest to gardening. Because there was all that commercial, I guess—and this is terrible that I’m influenced by it—but you heard of the marketing devices like “meadow in a can” or “meadow mixes” for seeds that are meadow mix for this area of the country, or that. They tend to market things like that as opposed to say a prairie mix earlier on to gardeners for… So let’s just use the word meadow for the moment.

There’s a lot of ways to get started, but if you don’t get started, whether you’re going to work with seeds or small landscape plugs or larger plants or however you’re going to plant the thing, you could waste a lot of money and a lot of time, couldn’t you, if you don’t prepare your canvas, so to speak.

Benjamin: Yeah, I mean there’s so many ways to look at this. I think one of the things we overlook is just site analysis. And especially if you are converting part of your lawn into a meadow type garden landscape, I always like to tell folks, well, what part of your lawnscape or any part of your landscape, where are things struggling? Maybe there’s too much shade so lawn can’t grow, or you feel like you can only grow hosta there. That’s probably a perfect place to think about doing something meadow-ish with native plants. Or we’re all experiencing cycles of drought and heat right now. Last year in Eastern Nebraska, we were in drought level 4. It was just insane and lawns were dying left and right.

So maybe in the really hot, open areas, or maybe you have sandier soil in those areas, that’s a perfect place to think about doing something more sustainable. It’s going to be more drought tolerant or resilient to the climate change that we are in, and that will only get worse. So that’s your first area to go to, the site analysis, what’s struggling, what kind of shade is there? How is water flowing from the site, what kind of weed pressures are there, all that good stuff. But then the practical, I know you want me to talk about practical lawn-.

Margaret: Sure, but I want you to tell us how you think before you dig in in any way, literally or figuratively [laughter]. Because again, if we rush, if people rush, if they just go order the plants or order the seed and think it’s just going to happen, I mean there’s a lot more thinking that needs to go into it, and a bunch of hard work, too.

Benjamin: And especially, and the hard work isn’t just in the prep, either, or the planting, it can be for a year or two afterward. Sometimes these sites have a lot of weed pressure that we just can’t anticipate. We don’t know what weed seeds are in the soil bank. So you really need to keep on top of some of those weeds. Some are more problematic than others. You don’t have to worry about all of them, but if you keep on them the first year or two, then you’re really helping the plants establish and get going. After that, it tends to be a lot less work, especially if you’re planting densely in layers in the native plant communities that are endemic to the area and fit your site and all that good stuff.

Margaret: So there’s prep and there’s aftercare, and we have to make a commitment to our planning prep and aftercare then.

Benjamin: Yeah, absolutely. And hopefully that aftercare and that management, it’s fun for you. You like to go out there and, “Oh, what’s that cool plant? Oh, look what that cool thing is doing. I never knew it was going to do that. That’s neat.” So just going out there and 10-minute walk every day and you just take care of one little thing during that 10 minutes every day. It doesn’t have to be a big, “I have to order 10 yards of mulch and spread it and blow up my back sort of thing.”

Margaret: Right [laughter]. So in terms of the prep, I mean if we do evaluate our site and we’ve chosen an area maybe based on one of your examples that would be good for transitioning. And we’re saying that it’s in turf; it’s in turfgrass right now. There’s a number of different ways to eliminate that turfgrass in order to give the new plants, the desired plants a chance. So what kind of ways are there to do that?

Benjamin: There’s four or maybe five ways to do that, and I’m going to preface this with some caveats by saying it sort of depends a little bit on what your ideology is as far as prep, and sort of how much time commitment you have. And if it’s a front yard or a backyard, because I don’t think you want to put plastic out in a front yard for an entire growing season. I don’t know how your neighbors would feel about that.

But then there’s also your physical ability. How much can you actually do? So the first, well, I already mentioned plastic, people will put out a sheet of plastic—black, white, whatever, blue tarp or something—to kill whatever is there on site.

And what happens a lot is folks will do that just one time, and that’s actually not what you should do. You should do it for four weeks, take the cover of the plastic off for two weeks, let weed seeds germinate, let new things germinate so they’re not going to cause problems for you down the road. Then after two weeks, put that tarp back on again. And you do that a couple of times for an entire growing season, and that will really set you up for a lot of success. But again, tarps blow away. Your neighbors might not like to see your whole front yard in a tarp [laughter]. There’s microplastics coming off of that plastic sheeting, and then you got to dispose of it and it’s more plastic waste. So there are pros and cons to that.

Margaret: So solarization is one, or tarping, depending on whether you use a clear or a dark-colored piece of plastic. Solarization or tarping is one method, not to be just put down once and you think you’ve solved everything, because as you pointed out, and you pointed out earlier, there can be a really deep seed bank of weed seeds that want to have the next generation, the next generation, and the next generation. So we’re going to tarp, we’re going to let the next generation emerge, we’re going to tarp again, etc.

Benjamin: Yeah. And if you want to be really, really thorough, that’s what you can do for the next method, which is using a chemical application, a glyphosate-based product. Now, if you have a super-pristine lawn and it’s thick and lush and green, and you’ve spent a lot of money maintaining it, chances are this is not guaranteed. But chances are, your weed-seed bank is not going to be as crazy as something that has a lot of weeds already in it that you can see clovers and I don’t know, God knows what, right?

So with glyphosate, if you want to be really careful, you can spray and then wait a couple weeks and see what comes up and spray again and do that for a couple of months. Or you can do the one-time application, put down an inch of mulch, which is what we do, and that will help reduce some of those annual weed seeds from germinating because those seeds need sunlight before they can do anything. And then we put all of our plant plugs in the ground. So I hope that just made sense.

Margaret: So you have this on your website, you call this option—the use of chemical herbicide—you call this, “You’ll hate me for this.” [Laughter.] That’s your name. And it is true, and I always like to say whenever this subject comes up about using chemical applications in any instance, is that even conservation organizations do this, in the least-toxic method possible, for the greater good. Which is not to say broadcast spraying anytime they see one little weed in a crack in the sidewalk, taking out a gallon of something; it’s not willy-nilly. It’s focused. It’s according to the package directions. It’s with a purpose, and it’s for the greater good to then be planting something.

So again, conservation organizations that run properties, wilder properties, where invasives are taking over and so forth, they do use them because they want to bring back the native plants and so forth. So we’re not saying we’re in favor, we’re like big believers in herbicides. We’re saying this is one way that you can do it, that if you do it smartly, it’s a minimal amount and it can be for the greater good—that you can end up with a meadow, which is much more diverse than that lawn you got rid of. Yes?

Benjamin: Yes. Thank you. That was a perfect speech. [Laughter.] And I also want…

Margaret: I rehearsed it.

Benjamin: I also want to add, it’s not that expensive and it’s not that labor-intensive. So that’s a great boon for those conservationists, too. But also I think for us, and it’s the only thing we ever use, and it’s the only time we ever use it, so it’s a one-time shot.

Margaret: Right. So those are two possibilities. Solarization and the “you’ll hate me for this” herbicide method, yes? [Laughter.] And sort of like solarization, you could also smother it with other materials, right?

Benjamin: Cardboard, newspaper. Yeah, that’s the lasagna method, right?

Margaret: Do you call that what? Sheet mulching?

Benjamin: Sheet mulching, yes. That’s something-

Margaret: Tell us how you do that.

Benjamin: I mean that’s something I’ve never done because, well, I’m usually working on a larger project, so I don’t have 10,000 square feet of cardboard. So if you’re working in a smaller area and this fits your ideology, and your back and your knees are all in cooperating with you, maybe scalp the lawn really short, put down a layer of cardboard or newspaper, thick newspaper, wet it a little bit, put on some mulch or put on a little bit of topsoil. I guess it depends on what your site conditions are like. And you can let that sit over the winter so it mixes all in and biodegrades, or if you can wet that cardboard right away, you can just dig right into it and start planting.

Margaret: Yeah. Dan Jaffe Wilder at Norcross Wildlife Foundation in Massachusetts [photo above from his yard]—he’s been doing that in his own yard a lot. Again, on a smaller scale, not in his big restoration projects, but in his own yard. And he adheres to that, and I’ve heard other people describe it, that sort of smothering kind of thing, and kind of using recycled materials and so forth and then the mulch. So that’s another method. Now then how much longer would I plant into that, get my baby plants in there?

Benjamin: What do you mean, how much longer?

Margaret: Oh, I’m sorry. How much longer? How much later? [Laughter.] Sorry, how much longer? How much later? It’s hot in here. I’m sorry.

Benjamin: I know. I know. I’m sorry.

Margaret: How much later? I was like I want to make sure that I’ve done my job of smothering those, what was there, the turf and so forth. So then if I did that this summer or fall and I let it sit all winter, could I plant next spring? Or how do I know when it’s O.K. to plant? Or can I plant right away or what’s the timeline?

Benjamin: Both. I think you do it either way. If you plant right away, you want to make sure that cardboard is good and wet, so it’s easier to dig into. But again, as with any planting, no matter what method you’re doing, anytime you dig into the soil and disturb it, you never know what you’re going to bring to the surface around that planting hole.

Margaret: [Laughter.] That’s for sure.

Benjamin: Surprise, have fun.

Margaret: And then what’s another method that we could consider?

Benjamin: Yeah, I think this is the last one. I don’t know. I lost count, but now this one is a little bit more adventurous. This is something I’ve done on my private property, 2,500 square feet out back, where I had a lawn. I hated lawn, I just stressed it out. I never watered it, I never fertilized it. And when I mowed, I mowed really high. So that really stressed the lawn. So I had lots of patches open up, lots of open spaces, and I just started planting things here and there, in groups and masses. And then I threw down some seed and eventually those plants spread and took over and killed the last remnants of lawn that were out there.

Margaret: So you kind of direct planted, you almost overseeded your weakened lawn, is that the idea?

Benjamin: Overseeded and planted straight into it. Now, this is a fescue lawn, a tall fescue lawn I’m talking about. So there are differences if you have something, a more sociable, aggressive lawn like a zoysia or something like that.

Margaret: Interesting. And you said you mowed it really high to stress it out?

Benjamin: Yeah. Well, not on purpose. I’m a lazy lawn-taker-care-of-er [laughter], so I would let it grow really long, like 8 inches or 12 inches or something. It’s behind a fence, nobody can see it. And I just finally, it’s like, “Oh, I guess I should mow it.” So yeah, that stresses it out.

Margaret: And then, I mean, I suppose we could also rent a sod cutter, right?

Benjamin: Oh, yes. That’s another option.

Margaret: It’s he-man. Really, it’s a macho machine, excuse me for sounding sexist, but it’s not a lightweight machine, a sod cutter, is it?

Benjamin: I know people of all gender identities who are macho, so whatever.

Margaret: But all I meant was it takes some muscle to run a sod cutter.

Benjamin: A whole lot of muscle, and you got to have a trailer.

Margaret: That’s all I mean, yeah.

Benjamin: And you got to go to the hardware store to pick it up. And maybe I should go through the cons of all these methods in 10 seconds. So yeah, sod cutter.

Margaret: Yeah, we can do that but a sod cutter is another way, right?

Benjamin: Yeah, a sod cutter is another way, but then you’re spewing out all that exhaust from the sod cutter. What do you do with all that sod that’s left over, especially if it’s weed-infested, I mean, do you really want to compost that? Probably not.

Back to sheet mulching. There’s been some studies that show when you put that cardboard layer down, you’re actually impeding water and air transfer between the soil and the atmosphere.

With solarizing, you’re baking the soil, you’re frying it, so you’re frying all the soil life that’s in there. And don’t ever till, folks. Tilling is the worst thing you can do on so many levels. You’re going to have so much weed pressure, you’re destroying the soil structure, you’re killing soil life. It’s just the worst prep method ever.

Margaret: Yeah. So each one has its—and we know the downside of the herbicide. So each one, there’s pros and cons, and that’s why you said at the beginning we kind of each have to make our own decision weighing those, our sort of ethical, philosophical, what we’re comfortable with and amount of work we can do and the budget and whatever else. So there’s a lot of different ways.

Benjamin: Most important thing is just reduce your lawn, because we have too much of it.

Margaret: Right, exactly. Well, and so besides prep, I mean you kind of were just talking about tilling and about a few places along the way in our conversation you’ve mentioned about the weed seeds that are in the soil and so forth in the seed bank in the soil.

And I find that with maintaining a meadow, the sort of weeding, even if I know how to identify what I wish to reduce or get rid of as the meadow evolves and changes, I have a much older meadow, and so I have woody things that want to live in it because succession is happening. And so I have a lot of brambles, like Rubus species and so forth that want to be in it. And I always have that question of, well, do I dig them out and open up? Well, you know how the roots of Rubus are, blackberry or raspberry [laughter]. It’s like, do I open up all that soil and potentially end up with more things sprouting up? Or how do you do that? What is your sort of tactic for aftercare?

Benjamin: There’s so many ways to approach this because disturbance can actually be a beneficial thing. It sets some new things in motion. Out here in Eastern Nebraska, a lot of our meadows, prairies, they tend to get grass-dominant. So we have to bring in a little bit of disturbance. And that can be through grazing, it can be through fire. In a smaller landscape that can be through digging up trees or berry shrubs or weeds or whatever.

And then you have that gap, and that gives you an opportunity to introduce a new forb species in there, or to let other plants sort of self-sow in there. So I think disturbances can be really helpful in sort of resetting things a little bit, especially to… I mean, it can also be negative [laughter]. You don’t know. You could have some really bad stuff move in.

But I always like to tell people this, too. And again, this is site-dependent. It depends on if you’re trying to do a front yard, really highly designed landscape that your neighbors are going to be won over by, or if it’s more backyard, larger acreage and you just can’t go in there and maintain every square foot. Because if it’s this larger backyard, more wilder space, then you don’t need to be anal-retentive about the weeds. And there are weeds like crabgrass and foxtail, they’re just annuals. As long as we have the good stuff growing fast and dense and thick and outcompeting and shading the soil, those annual weeds are going to go away, and they’re not a problem.

I tried to explain this to a weed inspector once [laughter], but we lost and we lost the garden and just didn’t want to be patient because it was a front yard space. So in a front yard more designed space, you want to keep up on that weed management, even if they are annual weeds. But if it’s a thick landscape, most people walking by probably aren’t going to notice what is a weed and what isn’t.

Margaret: Right. Right. Is there another question besides this sort of aftercare weed thing? Is there another little tip or something that you’re asked all the time that you, besides the prep and what you just said about the weeding, any other one that’s like the hit parade of questions [laughter] that you find yourself telling people all the time?

Benjamin: Yeah, I’m married. I’m not available. I’m sorry. No.

Margaret: You with your jokes, you have some pretty funny jokes on…you have elevator jokes and all kinds of jokes on the new website; you’re cracking me up.

Benjamin: Elevator jokes press all my buttons. I don’t like them.

Margaret: Uh-huh.

Benjamin: One of the things I get asked top 5 at least is, or this is a comment: “I have a really shady urban lot, so I know I can’t have a meadow garden.” And I’m just like, “No, I’ve got 20 plants I can list off the top of my head. We can create a wonderful shade meadow in that landscape.” You don’t just have to have hosta and then a bunch of wood mulch or just bare soil. We can get a bunch of sedge in there and get that matrix groundcover layer going with a bunch of different sedge species. And then we have so many woodland for perennial and ephemeral and biennial species that we can bring in there. And you can have a shade meadow [photo above]. Absolutely.

Margaret: Oh, that’s a good one. Well, that’s a good one to end on too. That’s very optimistic and it kind of widens the, “Ooh, I can do this,” kind of possibilities for people. So I could talk to you a lot more. And also I could have you just come on and we could do a whole segment on your telling jokes, elevator jokes [laughter], but we won’t do that. But thank you, Benjamin, for making the time. So I hope I’ll talk to you again soon. And congratulations on doing the new website, which I’ll give links to of course and everything as well. So thanks.

Benjamin: Awesome. Thank you, Margaret.

(All photos from Benjamin Vogt except as noted.)

enter to win a copy of ‘prairie up’

I’LL BUY A COPY of “Prairie Up: An Introduction to Natural Garden Design” by Benjamin Vogt, for one lucky reader. All you have to do to enter is answer this question in the comments box below:

Have you prepped new areas of your garden for any purpose, to turn lawn into something else? Tell us what and what method you used. 

No answer, or feeling shy? Just say something like “count me in” and I will, but a reply is even better. I’ll pick a random winner after entries close at midnight Tuesday, July 23, 2024. Good luck to all.

(Disclosure: As an Amazon Associate I earn from qualifying purchases.)

prefer the podcast version of the show?

MY WEEKLY public-radio show, rated a “top-5 garden podcast” by “The Guardian” newspaper in the UK, began its 15th year in March 2024. It’s produced at Robin Hood Radio, the smallest NPR station in the nation. Listen locally in the Hudson Valley (NY)-Berkshires (MA)-Litchfield Hills (CT) Mondays at 8:30 AM Eastern, rerun at 8:30 Saturdays. Or play the July 15, 2024 show using the player near the top of this transcript. You can subscribe to all future editions on iTunes/Apple Podcasts or Spotify (and browse my archive of podcasts here).

25 Bible Verses that Let You know God Is With You Always. – CXXII Apparel

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CXXII Apparel as a christian apparel brand is passionate about encouraging others and helping them see how much God loves them and that there are truths found in Gods word that you can rely on in your daily life. 

We want to encourage you through Gods Word and we want to share with you these truths.  We’ve all felt at some point that God is distant or even ignorant. But nothing could be farther from the truth. God promises in His Word over and over again that He is always with us. Not only that, He has proven time and time both in the Bible and even in our lives today that He is there.

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1. The Lord is righteous in all his ways and kind in all his works. The Lord is near to all who call on him, to all who call on him in truth.”

‭‭- Psalm‬ ‭145:17-18‬ –

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2. The Lord is near to the broken hearted and saves the crushed in spirit  ‭‭- Psalm 34:18‬ ‭

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3. “He will cover you with his feathers, and under his wings you will find refuge; his faithfulness will be your shield.” – Psalms‬ ‭91:4‬ ‭-

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4. The Lord is Good to those whose hope is in him, to the one who seeks him. – Lamentations 3:25 – 

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5. Without faith it is impossible to please him, for whoever would draw near to God must believe that he exists and that he rewards those who SEEK HIM!   ‭‭- Hebrews 11:6‬ ‭

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6. FEAR NOT, for I am with you; be not dismayed, for I am your God, I will strengthen you, I will help you, I will uphold you wth my righteous right hand. – Isaiah 41:10 – 

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7. The Lord your God is in your midst, a mighty one who will save; he will rejoice over you with gladness; he will quiet you by his love; he will exult over you with loud singing  ‭‭- Zephaniah 3:17 ‬

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8. Behold, I stand at the door and knock. If anyone hears my voice and opens the door, I will come in to him and eat with him, and he with me.” 

‭‭- Revelation‬ ‭3:20‬ ‭-

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9. For I know the plans I have you declares the Lord, plans for welfare, and not for evil, to give you a future and a hope.  ‭‭- Jeremiah 29:11 ‭

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10. Be strong and courageous. Do not be frightened, and do not be dismayed, for the Lord your God is with you where ever you go. – Joshua 1:9 – 

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11. Draw near to God and he will draw near to you. Cleanse your hands you sinners and purify your hearts you double minded. – James 4:8 – 

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12. Trust in the Lord with all your heart and lean not onto your own understanding. In all your ways acknowledge Him and He shall direct your path  ‭‭- Proverbs 3:5-6  ‭

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13. For is they fall ( YOU FALL) one will lift up his fellow. But woe to him who is alone and when he falls and has not another to lift him up. – Ecclesiastes 4:10 – 

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14. Let the morning bring me word of your unfailing love, for I have put my trust in you. Show me the way I should go, for to you I entrust my life. – Psalms 143:8 –  ‭

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15.God is striding ahead of you, He is right there with you. He wont let you down; he wont leave you. Dont be intimidated, Dont Worry. – Deuteronomy 31:8 – 

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16. Out of my distress I called on the Lord; The Lord answered me and set me FREE! – Psalm 118:5 – 

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17. Behold God is my helper; The Lord is the upholder of my life. – Psalm 54:4 – 

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18. When you pass through the waters, I will be with you; and through the rivers, they shall not overwhelm you; when you walk through the fire you shall not be burned, and the flames shall not consume you. – Isaiah 43:2 – 

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18. Turn to me and be gracious to me, for I am lonely and afflicted. The troubles of my heart are enlarged; bring me out of my distress. – Psalm 25:16-17 – 

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19. If I go up to heaven, you are there; if i go down to the grave you are there. If I ride on the wings of the morning, if i dwell by the farthest oceans, even there your hand will guide me, and your strength will support me. – Psalms 139:8-10 – 

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20. So we can confidently say; The Lord is my helper I will not fear what can man do to me? – Hebrews 13:6 – 

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21. Give all your worries and cares to God, for he cares about you.” ‭‭- 1 Peter‬ ‭5:7‬ –

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22. We Love because HE ( GOD ) First loved us! – 1 John 4:19 – 

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23. Even when I walk through the darkest valley, I will not be afraid, for you are close beside me. Your rode and your staff protect and comfort me. – Psalms 23:4 – 

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24. We know how much God loves us, and we have put our trust in his love. God is LOVE and all who live in love live in God, and God lives in them. – 1 John 4:16 – 

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25. The Lord is on my side as my helper; I shall look in triumph on those who hate me. It is better to take refuge in the Lord than to trust in man. Psalm 118:7-8 –  

We created the CXXII “MENTAL HEALTH COLLECTION”  that shares the message ITS OK TO NOT BE OK that You are not alone and when you feel alone to Seek Christ and call upon him and he will be present to listen to you and save and rescue you.  We also have another Blog that explains more about the heart of Jesus and how he rejoices over you. (*click here to read that blog.)

We hope you have been encouraged by these words and please open up Gods word so you can find truth and life.

God Bless.



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Allstate Announces May 2024 Catastrophe Losses


NORTHBROOK, Ill., June 20, 2024 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $1.40 billion or $1.10 billion, after-tax.

Catastrophe losses included 14 events estimated at $1.48 billion, with approximately 70% of the losses related to five wind and hail events, primarily in Texas, Colorado and Illinois. Total catastrophe losses for April and May were $1.89 billion, pre-tax, and total catastrophe losses for May year-to-date were $2.62 billion, pre-tax.

Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.

Forward-Looking Statements 
This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.

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Rate Announcement September 6, 2023

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Here’s the scoop on the most recent rate announcement. The Bank of Canada announced it’s leaving the overnight target rate unchanged at 5%. This decision was widely expected, keeping the bank’s prime rate at 7.2%.

In its statement, the Bank said it made the decision due to “recent evidence that excess demand in the economy is easing, and given the lagged effects of monetary policy.” The impact of rate moves can often take up to 18 months to be fully felt. After the major increases over the past year and a half, there is a danger of overshooting and slowing the economy by too much.

They also said in the rate announcement, “However, Governing Council remains concerned about the persistence of underlying inflationary pressures, and is prepared to increase the policy interest rate further if needed. Governing Council will continue to assess the dynamics of core inflation and the outlook for CPI inflation. In particular, we will be evaluating whether the evolution of excess demand, inflation expectations, wage growth and corporate pricing behavior are consistent with achieving the 2% inflation target. The Bank remains resolute in its commitment to restoring price stability for Canadians.”

We can finally breathe again, for the time being. The hope is that unemployment will continue to climb and inflation will ease. Jobs data for July released at the start of August showed Canada’s job market lost about 6,000 workers during the month, increasing the unemployment rate slightly to 5.5%. This could allow The Bank of Canada to stop rate hikes and maybe even start announcing drops.

The Bank of Canada says it is ready to further hike rates if it has to. The next scheduled rate announcement is October 25, 2023.

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Polkadot’s Decoded 2024: Gavin Wood Unveils JAM Protocol for Enhanced Blockchain Scalability – Crypto News Flash

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Polkadot’s Decoded 2024: Gavin Wood Unveils JAM Protocol for Enhanced Blockchain Scalability  Crypto News Flash